Interest is the price you pay for having a credit card in your name. A credit card company lets you buy now and pay later, in turn, you pay a fee to the credit card company. But while interest is inevitable in the world of credit cards, there are ways to get around high interest rates, and even enjoy a period of 0% interest. Imagine the benefits of 0% interest – low, affordable minimum payments and the ability to pay down your balances quicker.
Don’t settle for high interest rates. Shop around, compare deals and take advantage of the best zero interest rate credit cards available today.
Apply for the Slate credit card offered by Chase and enjoy 0% interest on purchases and balance transfers for the first 15 months. You pay a variable interest rate as low as 11.99% thereafter. Plus, there is no annual fee and a low balance transfer fee of 3%. With 0% interest, you’re able to pay down your balances faster and enjoy fewer finance charges after the conclusion of your 0% introductory period.
Not only will you pay 0% interest on purchases and balance transfers for the first 15 months, but the Chase Freedom Visa credit card features an interest rate as low as 12.99% after the introductory rate period. Other attractive card features include 5% cash bonus on rotating categories year-round, such as restaurants, gas and entertainment. Plus, you earn 1% cash back on all other purchases. Spend $500 on the card within your first three months and earn a cash back bonus of $100. There is no annual fee.
Apply for this credit card today and enjoy 0% interest on purchases for the first 12 months and a low interest rate of 11.99% to 19.99% thereafter. This rewards credit card gives 1.25 miles per every $1 spent, plus 10,000 bonus miles when you spend $1,000 on the card within the first three months. You can redeem points for airline tickets, hotels and car rentals. There are no blackout dates on travel, no annual fee and no foreign transaction fees.
Enjoy 0% interest on balance transfers and credit card purchases for the first 18 months of opening an account. After your introductory rate period ends, pay an interest rate as low as 12.99%. There is no annual fee.
Apply for this credit card and receive 0% interest on purchases and balance transfers for the first 15 months of opening an account. Thereafter, pay an interest rate as low as 10.99%. Earn 2% cash back at restaurants and gas stations throughout the year, plus up to 20% cash back when you shop through Discover.com. There is no annual fee, no reward redemption fee and you can request additional credit cards at no extra fee.
This article was first published on http://moneyprime.com.