Running a small business isn’t cheap. In addition to payroll and expenses associated with the property, you need funds for office supplies, furniture, equipment and other miscellaneous expenses. Apply for one of several credit cards for small businesses, and you’ll not only have access to funds to operate your business, but you can improve your business credit.
Apply for this business credit card and receive 5% cash back on wireless services and 5% cash back when you buy office supplies. You’re eligible for 1% cash back on all other purchases. If your small business uses FedEx, Hertz rental car or Office Max, you can save 3%-10% on purchases and rentals. There is no annual fee for this business credit card and you pay 0% interest on purchases for at least the first six months.
This credit card allows balance transfers, plus 0% interest on purchases for the first nine billing cycles. Receive 3% cash back at gas stations and office supply stores, plus 2% cash back at restaurants and 1% cash back on all other purchases. You can request employee credit cards at no additional charge. And with an APR as low as 11.24%, you can afford to use this card for all your business expenses. There is no annual fee.
This card offers a $100 cash back bonus after your first purchase, plus a $150 cash back bonus if you spend $5,000 within the first three months. Other incentives include 5% cash back on the first $25,000 you spend on various services, such as telephone, internet and cable. This annual bonus also applies to office supply stores. You also receive 2% cash back on the first $25,000 you spend at restaurants and gas stations each year. Earn 1% cash back on all other purchases. There is no annual fee, and with the card’s balance transfer offer, enjoy 0% interest on purchases and balance transfers for the first 12 months.
Apply for this business credit card and receive 10,000 reward points after your initial purchase and one point for every dollar spent thereafter. With this card you’re eligible for additional bonus points, wherein you can earn a 10% bonus your first year, a 20% bonus your second year and a 30% bonus every year thereafter. Points do not expire and you can redeem your points for travel, shopping, dining and entertainment. Save 3%-10% at FedEx and Hertz. There is no annual fee and you pay 0% interest on purchases for up to 12 months.
If travel is one of your business expenses, apply for the Gold Delta SkyMiles credit card for small businesses and earn 30,000 bonus miles when you spend $500 within the first three months. Up to eight people on your reservation can check their first bag free. You earn one mile for every dollar spent. Plus, two miles for every dollar spent on a Delta purchase. Enjoy priority boarding and save 20% on in-flight services. The annual fee is waived the first year, and then $95 a year thereafter.
This article was first published on http://moneyprime.com.