While anyone can get a credit card, people with top or excellent credit scores have more options available to them. In this day and age, practically everyone has a credit card. Credit cards are useful for booking airline tickets, covering an emergency expense and building a solid credit score.
If you’re in the market for a new credit card, don’t apply for any type of account. A good credit score expands your credit options. Know what’s available and then choose a top credit credit card.
Ideal for people with excellent credit, this credit card features zero annual fee and an APR that starts as low as 11.90%. Apply for this card today and enjoy 0% interest for 12 months.
You can earn 1.25 miles for every dollar you spend, as well as a one-time bonus of 10,000 miles if you spend $1,000 in the first 90 days. This credit card is convenient because you can redeem your miles for hotel rooms, car rentals and airline tickets. Plus, there are no blackout dates, you can fly on any airline and you’ll pay no foreign transaction fees when traveling abroad.
If you’re looking for a low interest-rate and no annual fee, consider the Citi ThankYou credit card. An excellent choice for people with excellent credit, you’ll pay 0% interest on purchases and balance transfers for the first 15 months. As a rewards credit card, you also earn one point for every dollar you spend on purchases. In addition, there’s a anniversary bonus on points earned throughout the year. This credit card does not place a limit on the number of points you can earn, and you can redeem points for merchandise, gift cards, travel and cash at any time.
Apply for the Slate credit card and you’ll pay 0% interest on purchases and balance transfers for the first 15 months. There is no annual fee and interest rates start at 11.99%. To receive 0% interest on balance transfers, you must transfer your balance within the first 60 days of opening an account. This credit card features free Blueprint, which can help you pay down your balances and avoid interest. There is no balance transfer fee.
Blue Cash Everyday from American Express offers $100 in cash back rewards when you spend $1,000 in the first three months. In addition to this bonus, you’ll receive 3% cash back at supermarkets, 2% cash back on gasoline and 1% cash back on other purchases. There is no annual fee for this credit card and you will receive 0% interest on purchases for the first 12 months. With the credit card’s referral bonus, you can earn 25 reward dollars for each friend approved for the credit card. And unlike some American Express products, you have the flexibility to pay overtime.
If you have good to excellent credit, you may qualify for the Chase Freedom Visa. With this credit card, you’ll enjoy 0% interest on purchases and balance transfers for the first 15 months. Enjoy a $100 cash back bonus after spending $500 in the first three months, as well as 5% cash back on rotating categories every three months. There is no annual fee and points never expire
Earn 10,000 bonus points after you spend $500 in your first 90 days as a cardmember. Enjoy two points for every dollar spent at restaurants and one point for every dollar spent on other purchases. There is no annual fee, points do not expire, and you can redeem points for travel, gift cards and cash.
This article was first published on http://moneyprime.com.